HR 8141

Summary

Fair Credit Reporting Reseller Accuracy Act This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides. A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.

Bill status

Status

Reported

Sponsor

Rep. Michael Lawler [R-NY-17]

Cosponsors

3

Policy area

Finance and Financial Sector

Introduced

2026-03-27

Latest action

2026-09-01: Placed on the Union Calendar, Calendar No. 689.

Committee referrals

• Financial Services Committee: House · Reported By · 2026-09-01
• Financial Services Committee: House · Markup By · 2026-06-30
• Financial Services Committee: House · Referred To · 2026-03-28

Recent actions

• 2026-09-01: Placed on the Union Calendar, Calendar No. 689.
• 2026-09-01: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789.
• 2026-09-01: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789.
• 2026-06-30: Ordered to be Reported (Amended) by Voice Vote.
• 2026-06-30: Committee Consideration and Mark-up Session Held