HR 4478 ยท TRUST Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced
- Jul 17, 2025
- Latest action
- May 13, 2026
- Sponsor
- Rep. Tim Moore [R-NC-14]
- Policy area
- Finance and Financial Sector
- Cosponsors
- 1
Summary
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025 This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
Recent actions
- May 13, 2026 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- May 12, 2026 Motion to reconsider laid on the table Agreed to without objection.
- May 12, 2026 On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
- May 12, 2026 Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
- May 12, 2026 DEBATE - The House proceeded with forty minutes of debate on H.R. 4478.
- May 12, 2026 Considered under suspension of the rules. (consideration: CR H3357-3359)
- May 12, 2026 Mr. Hill (AR) moved to suspend the rules and pass the bill.
- Sep 8, 2025 Placed on the Union Calendar, Calendar No. 209.
Votes
No recorded votes are available for this bill.