Govoptes

HR 3380 ยท TAILOR Act of 2025

Placed on the Union Calendar, Calendar No. 104.

Introduced
May 14, 2025
Latest action
Jun 4, 2025
Sponsor
Rep. Barry Loudermilk [R-GA-11]
Policy area
Finance and Financial Sector
Cosponsors
1

Summary

Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025 This bill addresses the supervision of financial institutions. Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years. The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio. Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.

Recent actions

  1. Jun 4, 2025 Placed on the Union Calendar, Calendar No. 104.
  2. Jun 4, 2025 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135.
  3. Jun 4, 2025 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135.
  4. May 21, 2025 Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
  5. May 21, 2025 Committee Consideration and Mark-up Session Held
  6. May 14, 2025 Referred to the House Committee on Financial Services.
  7. May 14, 2025 Introduced in House
  8. May 14, 2025 Introduced in House

Votes

No recorded votes are available for this bill.

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