HR 2808 ยท Homebuyers Privacy Protection Act
Became Public Law No: 119-36.
- Introduced
- Apr 10, 2025
- Latest action
- Sep 5, 2025
- Sponsor
- Rep. John W. Rose [R-TN-6]
- Policy area
- Finance and Financial Sector
- Cosponsors
- 89
Summary
Homebuyers Privacy Protection Act This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer. These provisions take effect 180 days after the bill's enactment.
Recent actions
- Sep 5, 2025 Became Public Law No: 119-36.
- Sep 5, 2025 Became Public Law No: 119-36.
- Sep 5, 2025 Signed by President.
- Sep 5, 2025 Signed by President.
- Aug 25, 2025 Presented to President.
- Aug 25, 2025 Presented to President.
- Aug 8, 2025 Message on Senate action sent to the House.
- Aug 2, 2025 Passed Senate without amendment by Unanimous Consent. (consideration: CR S5522)
Votes
No recorded votes are available for this bill.