HR 2094

HELPER Act of 2025

Summary

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

Bill status

Status
In committee
Sponsor
Rep. John H. Rutherford [R-FL-5]
Cosponsors
144
Policy area
Finance and Financial Sector
Introduced
2025-03-14
Latest action
2025-03-14: Referred to the House Committee on Financial Services.

Committee referrals

Recent actions

  • 2025-03-14: Referred to the House Committee on Financial Services.
  • 2025-03-14: Introduced in House
  • 2025-03-14: Introduced in House