HR 1900

Summary

Bank Failure Prevention Act of 2025 This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies. Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.) In addition, the board is prohibited from basing such application determinations on information provided by third parties.

Bill status

Status

Reported

Sponsor

Rep. Andy Barr [R-KY-6]

Cosponsors

3

Policy area

Finance and Financial Sector

Introduced

2025-03-06

Latest action

2025-06-04: Placed on the Union Calendar, Calendar No. 101.

Committee referrals

• Financial Services Committee: House · Reported By · 2025-06-04
• Financial Services Committee: House · Markup By · 2025-05-21
• Financial Services Committee: House · Referred To · 2025-03-06

Recent actions

• 2025-06-04: Placed on the Union Calendar, Calendar No. 101.
• 2025-06-04: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
• 2025-06-04: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
• 2025-05-21: Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.
• 2025-05-21: Committee Consideration and Mark-up Session Held