Govoptes

HR 1799 ยท Financial Reporting Threshold Modernization Act

Placed on the Union Calendar, Calendar No. 478.

Introduced
Mar 3, 2025
Latest action
Mar 19, 2026
Sponsor
Rep. Barry Loudermilk [R-GA-11]
Policy area
Finance and Financial Sector
Cosponsors
20

Summary

Financial Reporting Threshold Modernization Act This bill increases the threshold amounts for certain reporting by financial institutions, adjusts these amounts periodically for inflation, and requires a review of specified financial forms and reporting requirements. The bill increases the threshold dollar amounts above which financial institutions are required to file currency-transaction and suspicious-activity reports with the Financial Crimes Enforcement Network (FinCEN). The bill also increases the transaction threshold above which an entity must register with FinCEN as a money services business. Further, these amounts must be updated every five years to reflect the change in the consumer price index. Treasury must review and report on the effectiveness and efficiency of the forms and requirements regarding domestic coin and currency transactions, foreign currency transactions, and anti-money laundering and combating the financing of terrorism measures, among other matters. Treasury must also make appropriate updates to such forms. The bill also extends through 2031 the requirement that the director of FinCEN must be made annually available for testimony before congressional committees regarding certain FinCEN issues, including resources needed to implement beneficial ownership reporting requirements.

Recent actions

  1. Mar 19, 2026 Placed on the Union Calendar, Calendar No. 478.
  2. Mar 19, 2026 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-556.
  3. Mar 19, 2026 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-556.
  4. Jan 22, 2026 Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 24.
  5. Jan 22, 2026 Committee Consideration and Mark-up Session Held
  6. Mar 3, 2025 Referred to the House Committee on Financial Services.
  7. Mar 3, 2025 Introduced in House
  8. Mar 3, 2025 Introduced in House

Votes

No recorded votes are available for this bill.

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