HR 166

Fair Lending for All Act

Summary

Fair Lending for All Act This bill adds classes of individuals protected under the Equal Credit Opportunity Act. With respect to credit transactions, the bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.) The bill establishes criminal penalties for violations of prohibited credit discrimination. The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.

Bill status

Status
In committee
Sponsor
Rep. Al Green [D-TX-9]
Cosponsors
0
Policy area
Finance and Financial Sector
Introduced
2025-01-03
Latest action
2025-01-03: Referred to the House Committee on Financial Services.

Committee referrals

Recent actions

  • 2025-01-03: Referred to the House Committee on Financial Services.
  • 2025-01-03: Introduced in House
  • 2025-01-03: Introduced in House